If your belongings are lost or destroyed, a detailed home inventory can help ensure their replacement. A home inventory can verify losses for the police and insurance adjuster.

The most effective way to prepare a home inventory is to create a detailed list and include either a videotape with audio narration, photographs of valuable and unique items, or audiotape with photographs.

Some tips:

• Thoroughly cover one room at a time before starting another
• Group like items such as electronics, clothing, jewlery etc.
• Document serial numbers of electronics and major appliances
• Attach sales reciepts and/or appraisals. Photocopy any other important documents and keep with list. Put original in a safe place outside of your home.
• Photograph valuables next to a ruler on a solid background
• Document information on unique items (age, where purchased, what makes it unique, etc.)
• Remember items in attic, basement, garage, and porch

Click here for a detailed home inventory checklist.